I think complacency was the big issue for Textor. Early in the year, we were miles away from winning anything, and our league position wasn't anything to shout about.
When I was running my own small business, with regards to financial planning (done every few months), there would always be the "what if something unexpected happens" scenario put in, so we had risk to a minimum.
Being kind to Textor, you would say it was an oversight, or a risk he was willing to take, because it was a real long shot winning the FA cup, or storming up the Premier League.
Being pragmatic, it was a major fck-up by Textor, especially when you consider the amounts of money involved, and the situation Palace are in now. Fine, if it was just his money he was playing the odds with. But having everyone else's money attached to his poor decision-making is the real ball-ache here. Let's hope Textor can find a way out of Palace, before he causes any more damage.