So you would rather people have kids before they can afford them and expect the government to pay for them?
Chicken and egg. Think Dan.
WHY did it become unaffordable? (Unaffordable is your perception, like I said, you put money before life). Why?
Market forces. More working couples, higher prices. That can be reversed.
Also, yes I expect government support if required, not so you can have a foreign all inclusive holiday and 2 decent cars though.
I'm not much older than you. I raised twins, my wife was at home, then part time until they were 15. We had cheap camping holidays when we could, a terraced house and shared a bit of a banger that I did the small jobs on. We didn't go out much at all. It's ALWAYS been hard but your reward was a solid family and legacy, well it used to be until this 3rd wave feminism especially.
When you have nuclear families, before this go girl s*** where women can be Bonnie Blue, then fail to bond with a man, don't want kids, and are happy to ignore the marriage bonds they made, well, it's a recipe for disaster. You talk about unaffordability now? It'll be a disaster in the end.
It's affecting the west because of our s*** attitudes. It doesn't affect the Muslims with their strong social construct does it.