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State Pension Forecast - A Warning

ASCPFC said:
I filled in everything to catch up on mine. I'm abroad and there's a deadline. Of course, although I did the correct procedure and even did it twice, I haven't heard anything back and the deadline's gone. I'll probably (almost definitely) never hear back. Oh well, here's to poverty in old age. Presumably government policy. "Don't want these bed blockers lasting too long".
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You should also check if your pension if frozen. I live in Canada (a commonwealth country!) and my pension was frozen from the day I got it - I get no annual updates.
 
PalazioVecchio said:
oh no , not you also ?

Retirement & Pensions. I always had a fear of setting up a fantastic pension and then doing a James Gandalfini before i could enjoy my hard earned gains. After enjoying a Rock 'n Roll lifestyle for many decades, i will be mightily p1.s$ed off if i live to 87. I could even live long enough to see us getting a stadium worthy of an average Championship club.
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Didn't do Keith Richards any harm - he just got himself a younger wife and had twins with her...... see, there is hope!
 
becky said:
Didn't do Keith Richards any harm - he just got himself a younger wife and had twins with her...... see, there is hope!
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One of the great ironies that after the lifetime of physical Armageddon he's gone through that he got laid up after falling off a ladder in his library.
 
Tyke Exile said:
You should also check if your pension if frozen. I live in Canada (a commonwealth country!) and my pension was frozen from the day I got it - I get no annual updates.
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are you telling us you would get more pension money, from the UK government, if you actually lived in the UK ?
did they penalise you for living in Canada ?
 
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PalazioVecchio said:
are you telling us you would get more pension money, from the UK government, if you actually lived in the UK ?
did they penalise you for living in Canada ?
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I think he means it's not index linked - it's a set amount - it doesn't rise. Which obviously has the issue of being worth f*** all. I think he's probably correct.
Other people here that sorted this before and are already retired are getting some hilarious amounts. My friend's parents get 20 and 78 respectively per week. But better than nothing and, at the end of the day, that was the deal of paying National Insurance.
Mine is supposed to be around 9k a year. Sounds alright but you know Irish prices. It'll be 9k each electricity bill by then.
 
ASCPFC said:
I think he means it's not index linked - it's a set amount - it doesn't rise. Which obviously has the issue of being worth f*** all. I think he's probably correct.
Other people here that sorted this before and are already retired are getting some hilarious amounts. My friend's parents get 20 and 78 respectively per week. But better than nothing and, at the end of the day, that was the deal of paying National Insurance.
Mine is supposed to be around 9k a year. Sounds alright but you know Irish prices. It'll be 9k each electricity bill by then.
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you could always hop back and forth over the NI border.......pretend to be living in both countries ? if it will stop them freezing your pension......surely worth the effort ?
 
cryrst said:
So I just checked and I have paid 42 full years with another 9 years before I get my pension in march 2034. Ffs 51 years of payments but yay I’m on for a grand a month. Great !
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Pretty much the same as me mate, except I’m sept 2031, 50 years and a grand a month as well
Frightening where the years have gone to be honest
 
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